by Maya — Loft preview

Closing-Cost Estimator

Total cash to close
$61,957
down payment + closing
Closing costs alone
$16,957
Down payment $45,000 separate
Lender fees
  • Origination fee (1%)$4,050
  • Underwriting / processing$850
  • Credit report + verifications$95
Title + escrow
  • Lender's title insurance$1,418
  • Owner's title insurance$1,800
  • Title search + recording$350
  • Escrow / settlement fee$650
Prepaid
  • Prepaid interest (15 days)$1,082
  • Hazard insurance escrow (3 mo)$563
  • Property tax escrow (3 mo)$1,350
Government
  • Recording fees$175
  • Transfer tax (~0.5%)$2,250
Third-party
  • Appraisal$600
  • Inspection$450
  • Attorney / closer$800
  • Survey$450
  • Flood determination$25